CASE STUDY

The Early Birds: How Michael & Sarah Are Going To Retire Early

Their Goals

Group 480

Early Retirement

Break free from the corporate world by their late 50s.

Group 481

Reduce Tax Burden

They wish to pay less tax and maximise their wealth.

Group 482

Secure Retirement Income

Maintain their comfortable lifestyle throughout retirement.

About Michael & Sarah

Meet Michael & Sarah, a dynamic couple in their late 40s. Michael, a tech whiz and successful business owner, was a high earner facing a high tax burden. They both dreamt of an early retirement but weren’t sure how to make it a reality.

Family Trust

We consulted with an accountant to explore the potential benefits of establishing a family trust. This structure can offer tax advantages, but requires careful consideration and professional guidance.

Optimal Income Distribution

Collaborating with an accountant, income can be distributed optimally through various entities to minimise tax. At retirement, income will be distributed tax-effectively. 

Optimised Super

We focused on long-term growth assets in a cost-effective super fund, in line with their age and risk tolerance. We created a contributions plan to boost retirement savings. 

Financial Modelling

We provided financial modelling projections for different scenarios. This provides a visual of the financial impact of different life choices such as different retirement ages. 

The Results: A Dream Future

Tax Savings

We projected they’ll save thousands of dollars in personal taxes in the first year.

Early Retirement

By their late 50s, their financial picture will be significantly stronger, we projected they are now on track for their early retirement dream.

Taking Control

Michael & Sarah now feel in control of their finances, they are on track to meet their goals, and receive ongoing guidance every step of the way

Financial Freedom

Having a plan in place to achieve financial freedom gives Michael & Sarah the ultimate confidence.

The Benefits of Strategic Planning

Michael & Sarah’s story showcases the power of strategic financial planning.

Michael and Sarah are well on their way to achieving their dream of an early retirement. They’ve significantly reduced their tax burden through strategies and have optimised their investments for long-term growth. With a clear financial roadmap and peace of mind, they can now focus on the exciting adventures that await them in retirement

If you’d like to create a plan for your own life with unbiased advice and personalised support, click the link to book a free session today

Disclaimer: This case study is for educational and general information purposes only. It does not constitute financial advice. Specific details, including names and figures, have been modified to protect client privacy.

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