CASE STUDY
How John & Sarah Built A Family Safety Net & Paid Off Their Mortgage 10 Years Early
Their Goals
Family Protection
Safeguard their family financially in case of unexpected events like serious illness, disability, or death.
Investing For The Future
Start building a solid financial foundation for their children's future education.
Debt Management
Develop a plan to pay down debt and optimise their cash flow.
About John & Sarah
Life Insurance
Completed a thorough needs analysis for life insurance, Total and Permanent Disability (TPD), and Trauma cover. Structuring the cover strategically, both inside and outside super for tax-effectiveness and affordability.
Income Protection
We recommended the right level of income protection after meticulously researching the market to find the most cost-effective plan that fits their needs.
Investing For Their Children
Investment bonds were used as a long-term savings vehicle for their children’s education. These bonds offered tax benefits after a 10-year holding period.
Debt Management
Through a personalised cashflow and budget plan, we pinpointed opportunities to reduce expenses and boost their surplus for faster debt repayment.
The Results: A Secure Future
Peace Of Mind
With comprehensive personal protection in place, they gained peace of mind knowing their family is financially protected against unexpected events.
Debt Reduction
They save will save thousands in interest and loan repayments by paying off debts early.
Children's Future Secure
Investment bonds provided a tax-effective way to accumulate wealth for their children's education.
Improved Financial Health
Effective cashflow planning freed up resources for future investments and improved their overall financial well-being.
The Benefits of Strategic Planning
John & Sarah’s story showcases the power of strategic financial planning.
Their proactive financial plan created a safety net for their family. By addressing their present concerns and planning for the future, John and Sarah are well on their way to achieving their long-term financial goals and securing a brighter future for their children.
If you’d like to create a plan for your own life with unbiased advice and personalised support, click the link to book a free session today
Disclaimer: This case study is for educational and general information purposes only. It does not constitute financial advice. Specific details, including names and figures, have been modified to protect client privacy.
