CASE STUDY
How Brenda & Karl Saved Thousands & Secured Their Dream Retirement
Their Goals
Maintain their existing lifestyle
They didn't want to sacrifice the good life they'd built
Reduce administration burden
Retirement shouldn't mean more work. They want to spend less time managing finances.
Simplify investments
They want low-maintenance but reliable investments.
About Brenda & Karl
Meet Brenda and Karl (early-to-mid 60s), a couple who recently sold their small business and were ready to kick back and relax. But their dream retirement held a hidden worry: running out of money. They didn’t want to constantly pinch pennies or downsize their home. They have an existing Self-Managed Superannuation Fund and are looking at reducing costs.
Simplified Superannution
After selling their business and no longer needing the complexities of managing a business property within their SMSF, we helped them transition to a simpler and more cost-effective fund.
Low-Risk Investment Strategy
We focused on strong, low-risk investments. Well-diversified and easy-to-manage investments that matched their risk tolerance.
Contribution Strategy
We devised a plan to optimise contributions to superannuation. This strategy took advantage of tax benefits, small business tax concessions, and helped ensure they reached their retirement goals.
Financial Confidence
We equipped Brenda & Karl with the knowledge and tools they need to manage their finances confidently throughout there retirement. This empowered them to enjoy retirement without the stress of running out of money.
The Results: Peace Of Mind And Freedom
Tax Savings
We projected they will save thousands of dollars in tax.
Increased Net-Worth
By their late 80s, their financial picture was projected to be significantly stronger.
Reduced Costs
Moving into a more cost-effective super fund saved them thousands in admin fees.
Complete Clarity
Brenda and Karl now have peace of mind knowing how much income they will receive and how long it will last.
The Benefits of Strategic Planning
Brenda & Karl’s story showcases the power of strategic financial planning.
The best part? Seeing Brenda and Karl’s confidence soar. They can finally relax, knowing their expenses are covered and their finances are secure. They’re free to enjoy life without worry, and have more time and energy to pursue their passions.
If you’d like to create a plan for your own life with unbiased advice and personalised support, click the link to book a free session today
Disclaimer: This case study is for educational and general information purposes only. It does not constitute financial advice. Specific details, including names and figures, have been modified to protect client privacy.
